Kinga ya Mkulima.
Healthcare protection for farmers and their dependents.
This is an insurance cover that helps the insured farmer and their dependents to access outpatient & inpatient healthcare services.
The scheme is structured as an annually renewable Health Inpatient and Outpatient Insurance cover.
Benefits.
Inpatient and Outpatient services.
Chronic conditions (HIV/AIDS, Diabetes, Asthma,
Hypertension, Cancer)
Drug prescription.
Access to wide range of hospitals.
Eligibility.
The farmer / employee and spouse should be between 18 and 75 years at entry.
Children to be covered should be:
- 20 years and below are automatically accepted.
- 20-24 years eligible with evidence of schooling.
Individuals who qualify for KINGA YA MKULIMA OUTPATIENT CAPITATION are:
- Tea farmers registered with any of the KTDA affiliated factory.
- Employees of KTDA factories and affiliate companies.
- Registered groups of 10 members or more.
Exclusions.
Misrepresentation of information given on the application form.
Hospitalization or death within the 3 months waiting period, except for accidental cases.
Maternity related hospitalization within the 10 months waiting period (no maternity cover for children).
Drug abuse and alcoholism related treatments.
Hospitalization or death resulting from injuries sustained from an illegal act.
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