Junior Medical Covers.
Stand alone medical cover for kids
Bima ya Mwananchi Junior is an affordable medical cover that can be taken up by an individual guardian/ parent for a child. It gives you the peace of mind that you and your child has access to the best medical care in case of any eventuality.
Eligibility.
Children with a minimum age of three months after the baby has been clinically discharged from the hospital, declared and premium paid. The maximum entry age for children is 18 years. Those above 18 years up to 24 years are eligible for cover with proof of school.
Waiting Periods.
1 month waiting periods for all illnesses and natural death.
No waiting period for accidental case (conditions, surgeries, death).
1 year waiting period for surgery treatment.
10 months waiting period for chronic and pre- existing conditions.
Exclusions.
Expenditure incurred arising from any illegal or criminal act.
Operations, treatments and/or procedures of own choice for purely cosmetic purposes or obesity.
Expenses recoverable under any owned insurance or source e.g. SHIF, WIBA.
DENTAL: Braces, polishing, scaling.
Optical and Hearing: Hearing aids, contact lenses.
Nutritional supplements.
Choose how you'd like to get started:
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