Britam Hospital Cash Cover.
INCOME REPLACEMENT DURING HOSPITALIZATION
Britam Hospital Cash Cover is an individual cover that guarantees income replacement in case an insured is admitted to the hospital for more than 3 days. The waiting period is 30 days for new entrants to the cover from the date of Issue (Effective Date) before the insurance cover takes effect, unless treatment is due to injuries because of an accident.
Claims are paid once you have been discharged from the hospital and have affected the claim process. If you are in the hospital longer than 10 days, you can start the claim process while still admitted.
Benefits.
- Daily hospital access and treatment
- Thirty-day hospital access within a year
- Elective surgeries and chronic conditions are payable
Eligibility.
- An Insured person aged from 18-65 years.
- Spouse to the Insured person aged between 18 -65 years.
- Children – from age of 30 days and not more than 24 years (if proof is provided to show that they are full time students at university or regular college for those above 18 years at the date of joining cover)
- Maximum joining age 65 years and exit age 70 years.
- Eligible dependants include spouse(s) and biological or legally adopted children.
Choose how you'd like to get started:
More HEALTH Covers.
Explore other insurance options in this category